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Using College For Training In Correct Credit Card Use College is likely the time when a person has their own credit card without direct supervision. This can be a dangerous thing. If a student doesn't understand how fast credit card debt can rack up, they are in for a rude awakening. The credit card company doesn't care who owns the card or their financial experience level. The credit limit on college student cards are lower, which helps to keep debt lower, at least. None of this debt has to do with student loans, though. When any credit card debt at all is mixed with student loans, it seems to magnify the effect. Paying back a student loan and credit card debt racked up while they were a student can be tough, to say the least.

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