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Anthony Zadordov's Articles

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  • Ways to earn extra money in a few days
    The holiday season around the corner urges many consumers of inventing ways to earn extra cash for gifts. These simple tips will help you earn extra cash as an alternative to payday loans.
  • Fast Cash for the Holiday Season
    Holiday seasonal sales can be a great possibility to get a valuable gift for less money. But when you have your credit cards maxed out and your wallet empty, you think of ways to get fast cash.
  • Fast Cash for Old Jewelry
    Silver and gold buyers from a small town have run a time-limited initiative, offering goof prices for old jewelry. People all over the area have used this opportunity to earn extra money.
  • Military Members Need Fast Cash Too
    Military members and their families can take advantage of the new federal legislation when opting for fast cash. This article explains what incentives are offered to the military.
  • Grocery shopping during the financial crisis
    You can save money while going grocery shopping too. This article provides some tips that help save money while buying the most necessary things for your household.
  • The only thing we have to fear is fear itself
    The article looks at the looming recession and concludes there's a lot of cheap cars out there looking for buyers.
  • The money is there. Should you borrow it?
    Should you borrow? Sometimes you have no choice. If it's a real crisis, you have to cope as best you can. But, if you just find it difficult to make ends meet on your pay, borrowing money through the payday loan system is an expensive choice.
  • Industry is breeding cars for lower insurance premiums!
    The article looks at the rapid market penetration achieved by the new generation of hybrid cars. Add in the incentive schemes and lower auto insurance premiums, and they save money and the planet at the same time.
  • What happens when the uninsured go to the emergency room?
    The article asks and answers the question of who pays when an uninsured person goes to an emergency room for treatment.
  • Never borrow money unless you have no choice
    The article looks at the current recession and offers advice on how to keep the credit score high even though you may want to buy a big ticket item like a car.
  • When is debt consolidation a good idea?
    The article looks at debt consolidation and when it makes economic sense, e.g. it may be a good strategy if you are selling your existing home and can add your consumer debts into the longer repayment term.
  • Money saving during holidays
    The holiday season is always a time for expenditures for the consumers. But the financial crisis has made its adjustment to the traditions. Learn how to both save money and keep your loved ones happy.
  • What's the credit crunch all about?
    Should you borrow? Sometimes you have no choice. If it's a real crisis, you have to cope as best you can. But, if you just find it difficult to make ends meet on your pay, borrowing money through the payday loan system is an expensive choice.
  • In praise of California
    The article looks at the history of auto insurance in California and the latest "spy-in-the-car" system that so offends those who wish to maintain privacy and deny themselves reduced auto insurance premiums.
  • Health insurance from the employer's point of view
    The article looks at the rise in the cost of insurance to employers and notes that the smaller the number of people who are insured, the higher the premiums will be. Premiums only fall if more healthy people are insured.
  • A word to the wise on taking a loan
    The article looks at the different ways in which you can approach your loans. This might be when you buy a fixer-upper or simply want to renovate your existing home.
  • Home improvement loans give you two-way value
    The article looks at the different ways in which you can approach home improvements. This might be when you buy a fixer-upper or simply want to renovate your existing home.
  • Housing equity plans
    The articles considers whether it makes sense to release a part of the housing equity as a loan. This may be for ordinary expenses or lifetime events like paying the tuition fees for your children's university courses.
  • Rating the insurance companies
    The article looks at the need for people to check out the financial strength of the auto insurance companies before trusting them with your business.
  • Can you manage without having to borrow?
    Should you borrow? Sometimes you have no choice. If it's a real crisis, you have to cope as best you can. But, if you just find it difficult to make ends meet on your pay, borrowing money through the payday loan system is an expensive choice.
  • How many are uninsured?
    The article looks at the latest statistics from the U.S. Census Bureau showing the number of people who do not carry health insurance.
  • How do you release some of the capital tied up in your home?
    The article looks at the options for accessing the stored value when you have a positive housing equity. The most common system is a home equity line of credit (HELOC) which works in the same way as a revolving credit account at the bank.
  • Two sides of the coin of refinancing
    The article asks when it makes sense to renegotiate the length of the repayment term on your mortgage or the amount of the monthly instalments. This may be because you have more disposable income now, or because an adjustable rate mortgage is about to increase the rate.
  • How much is enough?
    The article looks at whether you should only buy the statutory minimum insurance policy for your state, or top it up.
  • Women are victimized
    The article reflects on a recent news item confirming that women are asked to pay premiums for medical insurance up to 50% higher than men for the same cover.
  • What is the basic home loan?
    The article looks at how a repayment mortgage works and what choices you have in fixed or variable rates for paying the interest on the loan.
  • Refinancing your mortgage. Can you really save money?
    The article considers when it makes economic sense to renegotiate your mortgage. When you add in all the costs and charges of refinancing, it often better to stay on the current terms.
  • Is this the right time?
    The article offers general advice on what to do as the credit crunch starts to bite. This will include looking for a cheaper mortgage and consolidating your debts.
  • What should you know about interest only mortgages?
    The article describes the two basic types of mortgage: interest only and repayment, and explains how to weigh the advantages and disadvantages by using a mortgage calculator.
  • How many years in a mortgage?
    The article looks at what a mortgage is and explains how time can be an important variable. The calculation depends on the amount of interest paid over a long time against the rise in the capital value of the property.
  • Problems with tickets?
    The article looks at the consequences of both having a spotless driving record and having the misfortune to collect traffic tickets and get involved in accidents.
  • Family health insurance policies
    The article looks at the problems in finding the right family health insurance policy and advises on a cost-benefit approach to find the best value policy.
  • Comparing policies saves you dollars
    The article looks at the problems many families now face when seeking affordable health insurance and suggests a basic strategy for saving money.
  • Is honesty the best policy?
    The article looks at what happens if an insured fails to disclose a more serious accident or traffic ticket. It concludes that the only way to get and keep a policy is to be honest with your insurance company.
  • Dad is not as bright as I thought!
    Melanie's dad found out the hard way that some medical insurance policies stop insuring children when they leave high school and go to college. Don't be caught short. Always read the policy before sending your children off to college or university.
  • Growing pains
    The only time children appreciate their parents is when they have kids of their own. Until then, parents have to trust in auto insurance to get their kids through the first years on the road.
  • Car doctors? Get a second opinion!
    If only life would just run smooth all the time. Sarah got in an accident and then got in a fight to have the car treated as a total loss.
  • Baby boomers get to be seniors at last
    Dave's putting back his plans for retirement until the financial markets recover a little but that hasn't stopped him for getting quotes for Medigap cover. He's too savvy not to keep his finger on the pulse of what's available. You should be the same.
  • What do you call a deer with no eyes? No idea!
    When the family set off from Eureka, they never expected drama. A blind bend and a deer added a little extra adventure to their wilderness drive.
  • Overweight and a smoker - WOW! Are you in trouble!
    The article confirms that those who are overweight and smokers pay significantly higher premiums for life insurance. The only remedy is to quit smoking and lose weight.
  • What to do when COBRA runs out?
    The article looks at the Health Insurance Portability and Accountability Act of 1996 and offers general advice on how to maintain continuous health insurance cover when switching jobs.
  • Housing Bubble! Don't panic!
    The article reports that house prices are in free fall and price inflation is soaring. That means getting the cost of rebuilding reassessed when it comes to your next home insurance renewal.
  • Bad credit risk, bad driver?
    The article confirms that car insurance companies use your credit scores as the basis of deciding whether you are a good driving risk.
  • What to do if you run your own business
    The article looks at the use of buy/sell agreements linked to life insurance policies to maintain a business after the death of a sole proprietor, partner or major shareholder.
  • Out of work! Could it happen to you?
    The article asks the hard question of what you would do if you lost your job and explains your rights under COBRA to continue coverage under your ex-employers scheme.
  • What's red and hot and throbs with promise?
    The article looks at the urban myth that red cars go faster and concludes that the color of the car is irrelevant. What matters is how you drive it.
  • SOHO - not just "pretty" places in Manhattan and London
    The articles looks at what to do if your boss asks you to telecommute or you decide to run your own business from home.
  • A few tips about permanent life insurance
    The article explains what a permanent life insurance policy does and list the main issue to consider before buying.
  • A few tips about term life insurance
    The article looks at the basic steps you should take when buying a life insurance policy. Always get quotes for the same death benefits over the same term, and standardize the instalments. Don't be tempted by fancy offers and get the right to renew at the same premium.
  • Homeowners — just what are you buying?
    The article advises that before you buy any homeowners insurance policy, you read through to see exactly what is included and what is excluded. If something is missing, you should negotiate a separate endorsement to get the cover you need.
  • Deductibles explained
    The article looks at the way insurance policies work and explains why accepting deductibles produces good discounts.
  • A few tips about permanent life insurance.
    The article explains what a permanent life insurance policy does and list the main issue to consider before buying.
  • A few tips about term life insurance.
    The article looks at the basic steps you should take when buying a life insurance policy. Always get quotes for the same death benefits over the same term, and standardize the instalments. Don't be tempted by fancy offers and get the right to renew at the same premium.
  • What's an endorsement?
    The article defines endorsements and explains why it is a good idea to look carefully at your contents cover.
  • Homeowners - just what are you buying?
    The article advises that before you buy any homeowners insurance policy, you read through to see exactly what is included and what is excluded. If something is missing, you should negotiate a separate endorsement to get the cover you need.
  • Emergencies? What emergencies?
    The articles answers the question of what constitutes an emergency for health insurance purposes. Essentially, if the injury or sickness is serious, your insurance company should pay out. But if there is doubt, be prepared to pay the whole bill for your visit.
  • Pay more, get less! What's going on?
    The article looks at why health costs are rising and wonders why political parties don't have the will to fix the problems that are forcing more people to become uninsured and face personal bankruptcy if big bills hit.
  • Sell the hummer, buy a hybrid?
    The article looks at whether you should trade in your hummer and buy a hybrid and concludes that, in most cases, it's probably better to hold on to the gas guzzler.
  • Deductibles explained.
    The article looks at the way insurance policies work and explains why accepting deductibles produces good discounts.
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